Eight Years Divided
5 min read

Chapter 9

Chapter 9 — Eight Years Divided

Updated 10/08/2026 5 min read

Ten minutes later, the deputy branch manager walked out. Not Tran Duong. The other person smiled very politely. "Miss Khuong, there may be a misunderstanding in this matter." "The loan documents have all been approved, there will be no random problems." I said. "Then take out the video of the document signing and the direct verification record." The deputy director's smile stiffened. Mr. Trinh spoke up. "Normally, when two people mortgage real estate, both must be present." "If done through the online process, there must also be identity verification documents.
"It's not difficult to get that data." The deputy director looked at him, his expression changed slightly. He told us to go into the meeting room to wait. After waiting twenty minutes, there was an argument outside the door. I heard a familiar male voice. "This file cannot be given out arbitrarily." "This is the client's privacy." Lawyer Han looked at me. "Tran Duong?" I nodded. The door was quickly pushed open. Tran Duong walked in, when he saw me, his expression was clear. clearly stiffened. But he quickly laughed. “Sister-in-law, why are you?
come here?" I did not respond to that form of address. "I came to see when I signed." Tran Duong's smile faded. "Sister-in-law, the loan was made by Minh Xuyen." "If you and your husband have any misunderstandings, then go home and talk." I looked at him. "I asked when I went to the bank to sign." Tran Duong was silent for a moment. "There is a signature in the file." "The process is also valid." Mr. Trinh suddenly asked. "Where is the live verification video?" Duong frowned. "Who are you?" Mr. Trinh held out his business card. After looking at it, Tran Duong's face changed
unsightly. The meeting room was quiet again. The deputy director walked in again, holding a tablet in his hand. He did not show us the original file, only a video. In the picture, only Luc Minh Xuyen is sitting in front of the counter. Next to me is not there. The staff asked him if his spouse knew. Luc Minh Xuyen said. "I know." "She went on a business trip today and authorized me to sign on her behalf." The employee asked again if she had an authorization letter. Luc Minh Xuyen took out a piece of paper. The video stopped there. I looked at the deputy director
Director. "Where is the authorization letter?" The deputy director did not answer immediately. Tran Duong's forehead was sweating. Mr. Trinh asked in a cold voice. "The person who co-authorized the mortgage to carry out the mortgage procedure, can the power of attorney be notarized?" Tran Duong said. "At that time, the situation was special." Lawyer Han continued. "So special that the owner is not required to be present, there is no need to notarize the power of attorney, and there is no need for video verification?" Tran Duong's face was completely pale. I tightened the bag in my hand. "I want to see that authorization letter." Deputy Director
The director was silent for a few seconds, then finally told the person to print out the scanned copy. When the paper was put in my hand, I just looked at it and burst into laughter. Where the authorized person signs is my name. But the copy of ID card below is not the one I usually use. One corner of that copy of the ID card was missing a small piece. I remember very clearly. That's the version from last year when Luc Minh Xuyen said the company needed to declare spouse information, so I copied it for him. It turned out that from that moment on, my documents were in his trap. I
looked up at Tran Duong. "Who gave you this power of attorney?" Tran Duong's lips moved. Before he could open his mouth, someone suddenly called outside the meeting room. "Manager Tran, Mr. Luc is here."09 Luc Minh Xuyen arrived very quickly. He looked like he hadn't slept all night, his eyes were pale. But the suit is still worn neatly. As soon as he entered the meeting room, his first eyes looked towards Tran Duong. That look was very short, but enough for me to understand. They colluded in advance. After sitting down, Luc Minh Xuyen looked
me. "Du An, is it necessary to make a fuss about going to the bank?" I put the power of attorney on the table. "Yes." "I want to know when I authorized you to mortgage the wedding house." He looked at the paper, his voice was very calm. "At that time I agreed." I said. "I am in Ninh Chau." He said. "Agreeing over the phone is also agreeing." I laughed. "Then take out the recording." He frowned. "The couple talked. together, who recorded it?" I nodded. "So it's not there." Luc Minh Xuyen said in a deep voice. "Don't talk like that.
So." "During that time the company had problems, I only had a short-term turnaround." "After that, Giai Ky bought the house, and actually used part of it." "But I didn't intend to let you suffer." I looked at him. "I used your house as collateral." "Used my name to sign the power of attorney." "Used the mortgage money to pay the deposit for Luc Giai Ky." "Then you said you wouldn't let me suffer." Luc Minh Xuyen's face stiffened. "The house also has half of it." "I will repay the loan." "Why do you have to hold on and not let go?" Thieu Man suddenly
spoke up. "Because you consider him an idiot." No one said anything in the meeting room. The deputy director's face was very unsightly. Obviously he didn't want this to become a big deal. He cleared his throat. “Miss Khuong, we will check this internally.” “If the process has shortcomings, we will also respond to you.”

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