Chapter 6 — My Cousin Used My House To Swindle 11,800,000 Yuan, But Didn't Know The House Was Cleared

But the connection has not yet been found. At least... haven't found it yet. Outside the window the sunshine is beautiful. Downstairs, someone is walking a dog. At first glance, it looks like a normal weekend. Except my cousin just scammed 11,800,000 yuan. Except my aunt just put on a show right in front of our house. Except that someone is using a house that has disappeared to do shady things. The phone lights up for the third time.

"Tham Nhuoc An, what's wrong with you??? You don't answer messages or answer calls, is something wrong? I'll go there too, okay?"

I only answered with one word. Twenty minutes later, Chu Man appeared. She was wearing sports clothes, her hair tied in a ponytail, clearly just running straight here from the gym. As soon as he entered the door, the first thing he did was look at me from top to bottom.

“Are you okay?”

“People are okay.”

I smiled faintly.

“Only money happens.”

I recounted the whole story from beginning to end. From the fact that Hang Thai Credit came to the door, Tham Tu Hien stole the house book, the loan of 11,800,000 yuan, to the fact that the house was liquidated a year ago. Chu Man sat on the sofa, the more he listened, the darker his face became. Waiting for me to finish, the first thing she said was not consolation.

“A year ago when your aunt borrowed the documents… it's possible that she kept the photocopies, right?”

"I'm not sure. But she kept it for a week."

“One week is enough to do a lot of things.”

Chu Man cracked his fingers and calculated.

“Taking photos, making copies, even finding someone to make a fake seal is enough.”

“After that, you never opened it to check again, right?”

I nodded.

“So there are two possibilities.”

Chu Man looked at me.

"First, the house book returned to you that year was a fake, the real copy was swapped."

“Second, what was returned at that time was real, but later, Tham Tu Hien, when he was not home, directly stole the original.”

“No matter what the possibility… it is impossible to separate Vuong Tu Lan.”

She stood up and walked back and forth in the living room twice.

“There is one more problem.”

“Before disbursing 11,800,000 yuan, Hang Thai Credit is theoretically required to verify real estate ownership, including looking up records at the real estate management agency.”

"If the house in Bich Lan Dinh has had its ownership canceled a year ago, normally they can't help but find out."

I looked at her, waiting for the next part. Chu Man looked straight at me.

"Someone helped Tham Tu Hien pass the verification stage."

“You mean… there is someone coordinating inside Hang Thai Credit?”

"The loan is 11,800,000 yuan, manager Ton is the customer manager, he is at an extremely important link in the disbursement process."

“Or he was bribed by Tham Tu Hien.”

“Or he really doesn't know, but his subordinates deliberately paved the way.”

“Whatever the case… Hang Thai Credit itself has problems.”

This angle… I had never thought of it before. With Tham Tu Hien's head... can he really handle all those links alone?

"Tomorrow, you should go see lawyer Ha first and arrange all the evidence in your hand."

Chu Man said as he took out a hair tie from his bag and gathered a few loose strands of hair.

“I will help you investigate the background of Hang Thai Credit Company.”

“No need for you…”

“Don't be polite to me.”

She glared at me.

“How many PPT reports have you edited for me? I haven't paid off all my debt yet."

“Besides… this is not simple anyway.”

When preparing to leave, Chu Man stopped at the door for a moment.

“Nhuoc An.”

“Your aunt came so quickly yesterday.”

She looked at me.

“Tham Tu Hien just shouted ‘mom’ on the phone and less than ten minutes later she appeared.”

“Are you sure she didn't know that Credit Hang Thai was coming today?”

The door closed. I returned to stand next to the window. That question kept repeating in my head. The next morning. Ha Law Office. Lawyer Ha's full name is Ha Tinh Thu, over forty years old, speaks decisively, never beating around the bush. She looked at every piece of material I brought. Clearance compensation contract. Certificate of cancellation of ownership. Bank statement. Photo in phone. After watching, I raised my head.

“The case is very clear.”

"The ownership of apartment 903, building 6, Bich Lan Dinh area ended a year ago, you are the legal recipient of compensation."

"The book that Tham Tu Hien's family used as collateral, regardless of whether it is fake or expired, legally does not have any value."

“You don't need to bear any responsibility to repay the debt.”

I breathed a sigh of relief. But it's only half of the relief.

“However…”

Lawyer Ha changed his tone.

“There is something you need to pay attention to.”

“What?”

“She said the house book in the drawer was stolen.”

“But you haven't called the police yet.”

“The first thing you should do now is go report and file the case.”

“Not only to hold Tham Tu Hien responsible.”

“More importantly… if Credit Hang Thai comes back later and says you colluded with him, you need this report to prove your innocence.”

“I colluded with him?”

“The loan of 11,800,000 yuan is in your name.”

Lawyer Ha placed the certificate of cancellation of ownership at the top.

"If Hang Thai wants to deny responsibility, they can absolutely say you knew about it and authorized it."

“At that point, she said she didn't know, they told her she knew, arguing was useless.”

“But if you had reported it from the beginning, time would have been on your side.”

Lawyer Ha closed the file and looked at me.

“The story about your aunt borrowing the papers… did you save any conversations?”

“WeChat, text, whatever.”

I opened my phone and searched for a long time.