Chapter 14 — My Husband Brought His Ex Home

I strongly suggest that you immediately draft a declaration to isolate your assets, and simultaneously request an investigation to determine whether they have ever used your name or your house to take out loans elsewhere.

My heart skipped a beat.

Loans elsewhere?

The lawyer said, I just retrieved a piece of public enforcement information.

Hai Duc Han is listed as having an outstanding debt.

The creditor filed an application for compulsory enforcement last month.

The amount is four million eight hundred thousand yuan.

I held my phone, my fingertips turning icy cold. At that exact moment, an unknown number called me. I answered. From the other end of the line came a gloomy, chilling male voice.

Is this Ha Chi Hua?

Your father-in-law has already spoken.

That three-million-yuan apartment on the eighteenth floor is the collateral the Han family gave us.

If you do not open the door before twelve o'clock noon today, we will come and repossess the house ourselves.

I pressed the record button.

Who are you?

The person on the other end chuckled.

You do not need to care who I am; you just need to know that Hai Duc Han owes us money.

He wrote it down clearly in black and white, using that apartment on the eighteenth floor as collateral to clear his debt.

I looked at the bowl of millet porridge on the table, a wave of icy nausea twisting through my stomach.

That apartment on the eighteenth floor belongs to me.

The ownership certificate bears only my name.

The stranger's voice grew even colder.

That is an internal family matter among you people.

Hai Duc Han said you are his daughter-in-law, and the house will sooner or later belong to the Han family anyway.

He even showed us photographs of the ownership certificate.

My father suddenly raised his head. His expression shifted instantly. I continued to ask, When did he show it to you? The caller grew impatient.

Stop talking nonsense.

At twelve o'clock noon, we will be downstairs at your apartment building.

If you do not open the door, we will find a locksmith to break the lock.

I said, If you dare to pry open my door, I will call the police immediately. The man sneered.

Call the police?

Your husband's family has already signed their names, what are you going to call the police about?

Ha Chi Hua, I advise you to be sensible.

You are a woman, do not make things difficult for yourself over money.

After the call ended, the house fell into silence for a few seconds. My father reached out and took his phone. The veins on the back of his hand bulged prominently.

They even dare to come right to the door and repossess the house?

I saved the audio recording and immediately sent it to the lawyer. The lawyer called back right away.

Ms. Ha, do not have any private contact with the other party.

Keep the recording.

Go to the police station right now to supplement your report.

At the same time, notify property management and forbid any strangers from entering the complex.

I asked, They claim they have a signature, what could that be? The lawyer said in a deep voice, It is very likely a forged mortgage agreement or a fabricated debt acknowledgment.

In private loan sharking, this trick is extremely common.

The crucial point is that they managed to get photographs of your ownership certificate.

My father and I looked at each other. Last night, the bedside table had been rummaged through. The bag of documents in the master bedroom drawer had also been disturbed. I had originally thought they were only looking for that bank card. Now it seemed that the people from the Han family had touched far more than just a single card. My father stood up.

Let us go.

I am going with you.

I stopped him.

Father, do not be rash.

The more anxious they are, the more it proves they are afraid.

My father's eyes were still red.

How can I not be anxious?

My daughter almost had her home used by others to pay off debts, how could I not be anxious?

My nose stung. But this time, I did not cry. Crying cannot solve problems. Evidence can. I called the property management director first.

If anyone claiming to be a creditor of the Han family comes today, do not let them in.

If they cause trouble, call the police immediately.

The property management director had witnessed the drama last night and readily agreed.

Ms. Ha, rest assured.

We will notify the guard station and patrol guards.

I opened my phone again, organizing all the property ownership certificates, purchase contracts, payment statements, and my father's transfer receipts. My father had originally forced me to save digital copies of these things. He said to guard against strangers rather than acquaintances, and caution brings no regrets. At the time, I had scolded him for making a fuss over nothing. Now, every single file felt like a suit of armor he had prepared for me long in advance. At ten o'clock in the morning, my father and I arrived at the police station. The officer who had seen me last night let out another sigh.

New developments?

I played the recording for him. The policeman's expression instantly turned serious.

This involves illegal debt collection and potentially forged documents.

Leave the other party's phone number.

Besides, Hai Duc Han is still cooperating with the investigation.

I asked, Can I confront him face to face? The officer shook his head.

We do not advise you to have private contact at the moment.

You just need to submit the evidence.

I nodded. Just as I finished supplementing my statement, Han Hao rushed in from the other end of the corridor. He had not slept all night, his stubble grown out in patches. Seeing me, his very first words were, Why did you lead creditors to our home? I froze for a second, then burst out laughing.

Han Hao, does your brain even work anymore?

The creditors were brought upon you by your own father.

The house was bragged about by your own father.

They called me, and you are asking me why?

Han Hao gritted his teeth.