The day my sister-in-law tore up the debt papers, I caused the entire Giang family to collapse
4 min read

Chapter 7

Chapter 7 — The day my sister-in-law tore up the debt papers, I caused the entire Giang family to collapse

Updated 10/08/2026 4 min read

Giang Duc Hai goes straight to the point.

“Lam Lam's story is that it's wrong.”

“We will return that 200,000 yuan to you.”

“In addition, I will compensate you with another 300,000 yuan, for a total of 500,000 yuan.”

He stopped and took a sip of tea.

“The condition is that you cannot divorce Giang Phong.”

“Go talk to Hoi Sang for help…”

“Tell them to show mercy and spare Lam Lam this time.”

I sat quietly and listened to it all. Don't say a word. Trieu Que Lan couldn't bear it anymore and immediately interjected in a sour voice:

“Tran Hi, his father has already given in to this extent.”

“Don't be unreasonable!”

“500,000 yuan!”

“Enough to keep your sick mother alive for a long time!”

My eyes immediately cooled down.

“My mother's health condition doesn't need her to worry about.”

Giang Duc Hai glared at Trieu Que Lan, signaling her to shut up. Then he continued to look at me.

“I know you have resentment towards our family.”

“But Tran Hi…”

"As humans, we should leave a way for each other."

“If you force things to the end, it won't do you any good.”

“Even though our Giang family is not rich or noble…”

“But there are also famous people in this locality.”

“You make our whole family uneasy…”

“Do you think you will be able to live peacefully in the future?”

This is already a blatant threat. I laughed.

“Dad, it seems you misunderstood something.”

I intentionally changed the way I addressed myself from "uncle" to "dad", my voice was full of sarcasm.

“It's not that I want to push things to the end.”

“But it was you who forced me to die every step of the way.”

“As for Giang Lam's story…”

“It's not like I can solve it if I ask.”

“She broke the law.”

“It's not a violation of family rules.”

Giang Duc Hai's face immediately darkened.

“So you mean there's nothing left to say?”

He nodded.

“If you didn't miss your old love…”

“So we can only deal with work.”

Having finished speaking, he took out a stack of documents from his briefcase and pushed it in front of me.

“This is a lawsuit prepared by our lawyer.”

“Regarding the ownership of the couple's marital home.”

“The lawyer said…”

“Even though the house documents are in your name alone…”

“But Giang Phong also participates in paying the home loan.”

“According to marriage law, this is still the common property of husband and wife.”

“If you divorce, you have to divide it in half.”

I looked at the documents in front of me and burst out laughing.

“Repay the loan?”

“With Giang Phong's monthly salary…”

“After paying off the loan on his BMW…”

“Do you still have money left over to pay for the house?”

Giang Phong's face turned red.

“I gave you living expenses!”

“But I haven't given it in a year.”

“Is that little living allowance enough to pay the small portion of the rent?”

Giang Duc Hai said in a deep voice:

“We have a history of transfers.”

“Every month I transfer a sum of money to Giang Phong's account.”

“That money is to pay for the house.”

The smile on my face deepened. They also turned over the last card. Waiting for this moment. I don't look at that transfer history file. Just slowly took out another piece of document from my pocket. Gently place it down next to the petition.

“Dad, take a look at this too.”

Giang Duc Hai frowned and picked it up. Just one look... His face immediately turned pale. It is a bank loan contract. Along with a power of attorney.

"I think Everyone forgot.”

“This house when I bought it…”

“Paid in full at once from the beginning.”

“There was originally no home loan at all.”

“And the so-called ‘loan repayment’ that everyone mentioned…”

“It is true that every month a fixed amount of money is transferred.”

I looked at Giang Phong, every word was clear.

“But it was a consumer loan in my personal name.”

“And all that loan money…”

“Not even a penny is missing…”

“All transferred to the same account.”

“Giang Phong…”

“Do you need me to tell your parents…”

“Who is the owner of that account?”

Giang Phong's body began to tremble uncontrollably. He looked at me with fearful and pleading eyes. Trieu Que Lan impatiently rushed forward to grab the contract.

“What loan?”

“What account?”

“Tran Hi, what tricks are you planning to play again?!”

She did not understand the complex terms of the contract. But she understood the name of the recipient. It was a woman's name… A name she had never heard before.

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