Chapter 2 — The whole family shares my money

Third, create a new folder in your phone's notes section. The name is "Debt book". I put photos, statements, and call records with second uncle in there. Two days later. Credit report sent. I opened it. In the personal loan information section. In addition to my home loan, there is one more. 100,000 yuan. Borrower: To Tinh. Lender: Ly Duc Hau. Loan date: February this year. I don't know Ly Duc Hau. In February of this year, I had never borrowed any money. This loan of 100,000 yuan is signed by my name. But it wasn't signed by me. I stared at the screen. Finally, my hands started shaking. 4. I did not immediately report to the police. First, I called Chau Lam, my college classmate. Chau Lam works in civil and commercial litigation at a law office. She is not a famous lawyer, but very trustworthy. After listening to me, she was silent for five seconds. “There's something wrong with your brother's mind.” “Help me think about how to handle it.” "Forging a signature to borrow money, if the circumstances are serious, can constitute fraud. Reporting to the police is the most direct way." "No notification for now. I want to get the original loan document first." "Why?" "Because I don't know what else he's doing. I'm afraid that calling the police will alert him and make him hide other things." “Do you suspect there is something else?” "He borrowed 150,000 yuan from three relatives in my name. I have never seen any loan papers. He dared to forge my signature to borrow 100,000 yuan, proving that this is not the first time." Chau Lam thought for a moment. "First of all, don't act. Just let them think you know nothing." “What happens after that?” "Then you clarify everything. Bank statements, group chat photos, credit history, call recordings... Collect as many as you can. Wait until you have enough cards in your hand, then roll them out together." “There's one more thing.” “What?” "They said they wanted me to sign something. My mother said it was 'old house procedures', but she didn't say what it was." “What do you suspect?” "I suspect it has something to do with my release compensation. It could be some kind of power of attorney or declaration of relinquishment of rights." “Don't sign anything.” “I won't sign.” “To Tinh.” "YES?" “Where is the household registration of that house?” I said nothing. Three seconds later, he replied: "I moved three months ago." “Move to where?” "Move to a house that was demolished in the east of the city. Set up a separate household in my name." Chau Lam burst out laughing. "Then legally, they can't touch your compensation money. Not even a penny." “I know.” “You moved three months ago?” "YES." “You had a premonition three months ago?” “Not a premonition.” I thought for a moment. "Last Tet, when I came home, my sister-in-law asked me a question. She asked: 'How many years ago was your house bought? How much is it worth now?' At that time, she smiled and asked very naturally. But before, she never cared about my business." “Since that time, I started to pay attention.” "Three months ago, the news that the house in the east of the city was about to be demolished had just spread. The next day I went to the police station to complete the procedure to change household registration." Chau Lam said: "You are more cruel than you look." "It's not cruel. It's just that after being fed to people for ten years, I finally learned to look to see what's in the bowl before eating." That afternoon, someone knocked on the door. I opened the door. Standing outside the door was a man over forty years old. “To Tinh?” “Who are you?” "My name is Ly Duc Hau. I'm your brother's friend." He took out a piece of paper from his pocket. "This amount is due. 100,000 yuan. When is it convenient for you to pay?" He gave me the loan note. I take it. An A4 sized sheet of paper. Content is pre-printed according to the template. Below is a handwritten signature. The two words "To Tinh". The handwriting is very similar to mine. But not my words. When I sign my name, the last stroke of my "To" has a habit of moving upwards. This signature is not available. “This letter is not signed by me.” Ly Duc Hau was stunned. "Why not? Your brother..." "You let me borrow this loan note to take pictures.

" "What?" “Go back and ask To Loi. This letter is not signed by me. I didn't borrow the money either." He stood outside the door, looking bewildered. “Then my 100,000 yuan…” “Find To Loi and claim it.” I used my phone to take pictures of both the front and back of the loan document. Then return it to him. Closed. I save the photos in the “Debt book” folder. Then texted Chau Lam: "The loan document has been captured. The handwriting is not mine, there is a clear difference." Chau Lam replied: “Okay. When necessary, handwriting assessment can be requested.” I sat in front of the table. Look at the documents in the folder more and more. Forty-seven group chat photos. Twelve photos of bank statements. A credit report. Two photos of fake loan documents. Three call recordings. There's still something missing. “The paper” that dad once mentioned. Documents that I have yet to see. There is one thing that has always been suppressed in my heart.