Chapter 4
Chapter 4 — Two Million Yuan Ends Eight Years of Marriage
The recipient is the entire company leadership of Chu Van Bac, including direct superiors and directors. Email subject: "A complaint specifically denouncing employee Chu Van Bac for loan fraud and illegal asset transfer." The content I write is very detailed. I clearly told him how he arbitrarily transferred 2,000,000 yuan of the couple's joint money to his sister's company. As well as his blatant, unrepentant attitude after being discovered by me. But that's just the beginning. The focus is on the rear. I have attached a photo of the house documents. And the 3,000,000 yuan mortgage loan contract is in the couple's name. The contract has the bank's seal and the electronic signature of Chu Van Bac. Everything is valid. I even "thoughtfully" explained further in the email.
"Mr. Chu Van Bac did not hesitate to take on a huge debt to support his sister's company because his sister's company was in trouble. This gratitude truly makes others 'touched'."
“It's just that this debt of up to 3,500,000 yuan is far beyond our family's ability to pay.”
“As a wife, I feel extremely insecure.”
"I have to doubt whether he still has enough capacity and reputation to continue holding his current job position."
"At the same time, I will also initiate a lawsuit and file for personal bankruptcy to avoid incurring debt arising from his personal actions."
Every sentence, every word, is like a knife cutting. It not only exposed Zhou Wenbo's financial crisis, but also directly questioned his dignity and professional ethics. For a person working in the financial industry, reputation is life. Once this email was sent, it was like I dropped a bomb on his seemingly stable career. I can almost imagine his superior's expression when he read those lines. An employee carries a huge debt and has lost his credibility. Does the company still dare to trust him? Will you still assign him important projects? His career, from the moment I pressed send, was officially over. Without hesitation, I pressed the send button. Chu Van Bac, don't you always value family and dignity? Then I will make you, because of that family, completely lose both honor and position. Let me taste the feeling of being empty-handed. After sending the email, I calmly closed my laptop. I know, next will be a bigger storm. But I was prepared. My phone was silent for a long time. Chu Van Bac no longer tries to contact me through any channel. Perhaps he had been called in for questioning by his superiors, and was confused as to how to explain. Or maybe he just checked the house information and was stunned by the 3,000,000 yuan mortgage loan. I imagined his face when he saw that number. Certainly more desperate than when you discover your car has disappeared or your credit card has been wiped clean. That was the final stab. Finally, a strange number called. Looking at the number, I immediately knew who it was. Chu Van Ky. My "kind" sister-in-law. I picked up the phone without saying anything. On the other end of the line, her voice was sharp, both angry and panicked.
"Kha Tinh! Are you crazy? What exactly do you want to do?"
"Why do you treat my brother like that? Why do you harm my whole family?"
In that voice, there was not the slightest bit of guilt. As if the person at fault was I. I replied, my voice calm and cold.
“I should ask you this question.”
“Chu Van Ky, when your brother took all the money the couple gave to you, did you think you were harming us?”
She choked for a moment, then immediately screamed righteously.
"That's my brother! If he loves me, what's wrong with helping me?"
“We are siblings, blood is deep in love!”
“You are just an outsider, what right do you have to interfere?”
"Outsider?"
I laughed, a laugh full of sarcasm.
"Since I'm an outsider, I don't need to take care of your family matters."
“So I'm leaving, leaving everything for your family to handle, isn't it very reasonable?”
Chu Van Ky was speechless. I continued slowly.
“The two million yuan your brother gave you is common marital property.”
"He arbitrarily transferred it to you without my consent. That amount has no legal effect."
“I can absolutely sue in court to get it back.”
“Not yet.”
My voice turned cold.
“Because of you, your brother also incurred another 3,500,000 yuan in debt.”
“The bank will not ignore this.”
“His job is now on the brink.”
“Chu Van Ky, the two million you hold is the price in exchange for your brother's life.”
“Are you satisfied?”
There was a gasp on the other end of the line. She was clearly frightened by what I said. Maybe before that, she just thought her brother would help her with some money, and then everything would be the same. She did not expect the consequences to be so great.
“No… no way…”
She muttered.
“My brother will be fine… you're lying to me!”
“Whether I cheated or not, you should ask your own brother to know.”
I smiled softly.
“Oh right, I forgot to say.”
“I spent all that mortgage money through legal channels.”
“Not a penny left.”
“It also means that now, you are saddled with a debt of 5,500,000 yuan.”
“Congratulations, Chu Van Ky.”
“You used two million, in exchange for five and a half million debt and a ruined brother.”
“This deal is really too profitable.”
Having finished speaking, I didn't give her another chance and directly hung up. I can almost imagine her pale face right now. She will definitely immediately find Chu Van Bac to ask the truth. And then, the two cousins would explode into the fiercest argument because of that huge debt, because of the chaos I had thrown into his company. Chu Van Bac will blame her, because it was because of her that he fell into this situation. As for Chu Van Ky, the "princess" who has been pampered since childhood, she will absolutely never admit her fault. She just thought that her brother was useless and couldn't even keep his wife. A special dog bites dog scene is about to take place. That's what I really want to see. I never just wanted a divorce. What I want is that family that once suffocated me, collapsing from within. I want Chu Van Bac to see clearly how fragile the so-called "friendship" he risks his life to protect is. I want him to be turned away by everyone and live in regret for the rest of his life. My hunch was certainly not wrong. The Chu family's storm was even more intense than I thought. Lam Nguyet called me, her voice could not hide her excitement.
“Kha Tinh, guess what happened?”
“Chu Van Ky and Chu Van Bo are fighting!”
“Right downstairs in their house, a whole bunch of people stood watching!”
I Listen quietly, without interrupting.
“A friend of mine who lived nearby saw it with his own eyes.”
"Chu Van Bac went crazy, grabbed Chu Van Ky's hair, and forced her to pay."
“Saying that he lost his job, the house is about to be confiscated by the bank, it's all because of her!”
"Chu Van Ky is no good either, scratching and pinching, scolding him for being useless, not being able to keep his wife, and now blaming it all on her."
"Their parents rushed to intervene. His mother sat on the ground crying, cursing that the Chu family had created something to marry you."
“His father slapped him and called him useless!”
“It's truly a real-life drama, it's so great!”
Lam Nguyet spoke enthusiastically. As for me, I can't laugh.
“You comet.”
That name, from the day I stepped into their house, my mother-in-law has called me behind my back. Just because I gave birth to a son, I didn't "carry on the family name" as they wanted. I have held back. Because of Chu Van Bac, because of the so-called family. But now, I can't hold back anymore. Everything I endured over the years, both capital and interest, I have returned to them.
“Did he really lose his job?”
"It's gone! I asked carefully!"
Lam Nguyet answered firmly.
“The email you sent was too strong.”
“The financial industry values reputation the most, now he is in debt and has lost all credibility, who dares to use it anymore?”
"The company gave him unpaid leave to handle personal matters, to put it bluntly, he was fired."
“His life is finished in your hands.”
I held the phone, looked out the window, my eyes were calm. Do I destroy him? He himself destroyed himself. His ignorance, selfishness, and "natural" reasoning buried his life. I'm just a person, covering the last handful of soil.
“Yes, I know.”
I said softly.
"You pay attention to safety, don't let him find out."
“Don't worry, I'm very smart.”