120 Thousand Yuan And A Divorce
5 min read

Chapter 4

Chapter 4 — 120 Thousand Yuan And A Divorce

Updated 10/08/2026 5 min read

Assistant Ly's eyes swept around the room, passed by Luu Que Phuong and Chu Minh Khai, and finally stopped on me. She walked straight towards me.

"Ms. Tu Nhiem, hello. For the violation of regulations by our bank employee Chu Minh Hao, causing trouble to you, I would like the bank representative to send my most sincere apology."

Having finished speaking, she bowed deeply. Attitude... nothing to criticize. Liu Que Phuong and Chu Minh Khai both stood frozen.

“Assistant Ly, you are too polite…” Chu Minh Khai was about to intervene to make peace.

But she didn't seem to see him and continued talking to me.

"Miss Tu, today we came with the good will to solve the problem. I wonder if you could spare some time, could we talk in private?"

I looked over at my mother. She nodded slightly at me.

“Just say it here.” I calmly said, "They are not outsiders."

Assistant Ly paused for a moment, then quickly regained his professional smile.

"That's OK."

She received a file of documents from the assistant next to her.

"Miss Tu, through the initial investigation, Chu Minh Hao indeed committed a serious violation. The bank absolutely did not cover up, has temporarily suspended his work, and will base on the results of the next investigation to make a decision to fire him, and even transfer the file to law enforcement agencies for processing."

Hearing the sentence "transfer the file to the law enforcement agency", Luu Que Phuong's legs became weak and he almost sat down again.

“At the same time,” Assistant Ly changed his tone, “considering that this incident has caused mental harm and violated your privacy, the bank is willing to offer a compensation plan.”

She gave me the documents.

"This is a compensation agreement. We are willing to pay a one-time payment of 200,000 yuan in compensation for mental damage, and upgrade your account security to the highest level."

“There is only one condition, I hope you can sign a confidentiality agreement, and explain to the police that this incident is just a ‘misunderstanding’.”

Buy my forgiveness. Buy my silence. Chu Minh Khai's eyes immediately lit up, he looked at me excitedly, his lips trembling. Luu Que Phuong almost rushed forward. In their eyes, this is truly money falling from the sky. I didn't lose anything, I also gained 200,000 yuan. They all looked at me, waiting for me to nod. Assistant Ly also had a smile on his face that was sure of victory. I received the agreement. Didn't even bother to look. Just place it lightly on the nightstand. Then, I raised my head and looked straight at her.

“Assistant Ly, your proposal is very attractive.”

I stopped for a beat. Amid everyone's waiting eyes, he slowly said:

“But… I refuse.”

The smile on Assistant Ly's face... hardened for the first time.

“Miss Tu… do you think this amount of money is not enough?”

Assistant Ly maintained a terrifyingly professional demeanor. His surprise only lasted for a second, but he quickly adjusted.

“Regarding compensation, we can still continue to negotiate.”

She thought I was bargaining. Chu Minh Khai and Liu Que Phuong obviously think so too.

“Nhiem Nhiem, don't…” Chu Minh Khai impatiently tried to advise.

I glanced at him. He immediately swallowed back the remaining half of the sentence. I didn't pay attention to them, just looked at Assistant Ly and gently shook my head.

“No, you misunderstood.”

I hold the phone phone, press a few times, then place it on the nightstand, screen facing out. A recording rang out clearly. Chu Kien Quan's voice was resounding and imposing.

"Minh Hao checked your account, but it was with good intentions! He was afraid that you would be deceived! Your mother-in-law also cares about you! What's wrong?"

"Now you immediately call the police and cancel the case. Then apologize to your mother-in-law, apologize to your cousin, and this matter is over."

"Take out 500,000 yuan and give it to your mother-in-law as payment for taking care of you. Take 200,000 yuan to Minh Hao as compensation this time."

The recording is not long. But enough to make the air in the room... freeze. Luu Que Phuong's face was as pale as a dead person. Chu Minh Khai glared at me, then looked at the phone, his mouth opened so wide that it seemed like he could swallow an egg. He didn't expect... I recorded it. Assistant Ly finally couldn't keep his expression. The professional smile on her face disappeared. Instead there is heaviness. She is a smart person. She understood very well… what this recording meant. It's not just the employee who's violating. It's a whole series of acts: invasion of privacy, intimidation, coercion, and even signs of blackmail. If this recording, along with my criminal record... is exposed— The bank's reputation... will be destroyed. Those 200,000 yuan, right now, are nothing more than a joke.

“Assistant Ly.”

I turned off the recording, put away the phone, my voice was monotone.

“Now do you still think… this is just a simple ‘misunderstanding’?”

There were drops of sweat on her forehead.

“Miss, I…”

She took a deep breath, clearly reassessing the entire situation. And… rate me again.

“I don't need your money.”

I said each word clearly, my eyes scanning everyone in the room.

"First, Chu Minh Hao must be fired, and the bank must proactively provide all evidence of his violations to the police and handle them according to the law. I want to see the official document of the results of the handling."

"Second, it's not just Chu Minh Hao. Zhou Jianjun - the one who came to my house to threaten me, and Liu Que Phuong - the one who instigated that violation."

"I asked the bank to prepare a document and send it to Chu Kien Quan's work unit, clearly reporting the entire incident."

Chu Minh Khai's whole body was shocked. Luu Que Phuong fell limp to the ground, his mouth emitted broken sounds, unable to speak. Report this matter to Zhou Jianjun's agency... For someone like him who lives all his life for his reputation— It's even more painful than losing his job. I looked straight at Assistant Ly.

"Bank employees took advantage of their positions and arbitrarily disclosed customer information. This is a serious security hole."

“I request your bank to publish an apology notice in the city-level newspaper, in the financial section, with an area of no less than a quarter of a page, publicly apologize to all customers, and at the same time commit to tightening internal management.”

Assistant Ly's expression... there were no words to describe. Every request I make— Is like a stab of a knife. Hit them where it hurts the most. Especially the third thing. This… is not about money anymore. It's about peeling back the bank's face and throwing it out into the open.

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