After My Roommate Robbed My Dad
4 min read

Chapter 12

Chapter 12 — After My Roommate Robbed My Dad

Updated 10/08/2026 4 min read

It's like asking me to open a bank to lend them interest-free loans for thirty years.

“Lawyer Chu…”

My voice turned cold.

“Are you kidding me?”

“Miss Hua, don't misunderstand.”

Chu Trach quickly explained.

"This is only a preliminary plan proposed by our side. We also know it is not reasonable."

“I just want to express that my client has a genuine willingness to repay.”

"Currently, they have sold all of Ms. Lam Vy's branded goods, collecting fifteen thousand yuan everywhere."

“That's all the money they can take out right now.”

“They hope you can look at that money and relax a little more.”

Now I finally understand. This guy Chu Trach is playing a psychological bargaining game with me. The first is to actively admit mistakes and lower your posture. Then offered an extremely unreasonable debt repayment plan to make me angry. Next, I tossed out the number 150,000 as a bargaining chip, making me feel that they still had at least some sincerity. He wanted to lower my expectations in this way. Then in the next negotiations, gain the greatest benefit for your client. For example, extending the term from three years to five years... Or ten years. He chose the wrong opponent.

“Lawyer Chu.”

I didn't answer directly but changed the subject.

“Let me tell you a story.”

Chu Trach clearly paused for a few seconds.

“…Miss Hua just say it.”

“In college, in my dorm there was a girl named Tieu Hong.”

"Her family background is very poor, she only has five hundred yuan per month for living expenses."

“And in her upper bunk is another girl named Tieu Hoa.”

"Tieu Hoa uses the latest iPhone every day, wears Chanel bags, and eats at high-end restaurants."

“Tieu Hong admires her very much.”

“But she knows clearly that those things don't belong to her.”

"So every day she tries to study, earn scholarships, work part-time, and has to split every penny in half to spend."

“What about Tieu Hoa?”

“She enjoyed a luxurious life, smiling and telling Tieu Hong that…”

"'Tieu Hong, why are you trying so hard? No matter how good a girl is, it's not as good as marrying a good guy.'"

“‘Look at me, how much my boyfriend spoils me.’”

“One day, Tieu Hong discovered that Tieu Hoa's so-called 'rich boyfriend'... was actually the good guy who always sponsored her to go to school, whom she thought was just a distant relative."

"That good person transfers twenty thousand yuan to Tieu Hoa every month, so she can live like a princess."

“But only gave Tieu Hong five hundred yuan a month, leaving her struggling on the border of poverty.”

“Lawyer Chu…”

"Tell me, in this story, who is the most pitiful person?"

The other end of the line fell silent for a long time. Chu Trach is a smart person. Of course he understood who "Tieu Hong" and "Tieu Hoa" in that story were. The more clearly I understand what kind of injustice and humiliation is behind that story. After a long time, he spoke with difficulty:

“Miss Hua… I understand.”

“But from a legal perspective…”

“Don't talk to me about the law.”

I directly interrupted him.

“Lawyer Tan has explained the legal issues to me very clearly.”

“Currently…”

“I just want to talk to you about human emotions.”

“I'll tell Trieu Le Hoa and Lam Dao again.”

“Fifteen thousand there, I accept.”

“But the repayment agreement…”

“Not a single word can be changed.”

“One hundred seventy eighty thousand.”

"Both the principal and interest, not even a penny is missing."

“If they can't do it…”

I stopped for a few seconds, my voice cold as ice.

“I will tell this story to all the media I know.”

“I will let everyone know that…”

“There once was a girl named Lam Vy.”

“She just spent someone else's father's sponsorship money to buy branded goods…”

“Just stood by and watched that person's biological daughter struggling to live on the edge of poverty.”

“I believe…”

“Compared to those cold, dry laws…”

“The public will prefer this type of story that is full of drama and exposes human nature.”

“What do you think, lawyer Chu?”

The other end of the line was completely silent. He knows... I have squeezed their vital points. What Trieu Le Hoa and Lam Dao fear most is not going to jail. Also don't have to pay. It's Lam Dao's future. If Lam Dao is truly convicted of the crime of "accomplice to fraud"... then his entire life will be over. Civil service exam. Work in state-owned enterprises. All decent jobs will be closed to him. But the story I just told... Once it was dug up by the media... It was enough to make Lam Dao completely "socially dead". Compared to any legal punishment… That is much scarier. This is a righteous move. A move that they cannot refuse... They also have no ability to resist.

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