Chapter 3 — Mother-in-law Took My 3 Million Yuan, I Made Her Pay It Back Double

That afternoon, I started the second step. I need a collaborator, someone who can act with me. Thinking back and forth, I called my cousin - Lieu Nha. She is three years older than me, works at an investment company, and has a very good temperament. Most importantly... I hate people who like to take advantage of other people's backs. I tell everything.
"What? She took 3,000,000 yuan from me?" Lieu Nha almost screamed on the phone, "Nhu Yen, you're really stupid! How dare you write down the bank password?"
“I didn't expect her to go through my personal belongings…”
"Well, it's too late to talk now. What are you going to do?"
“Sister, I need you to help me perform a play.”
I clearly stated the plan.
"It's okay, but it's a bit risky. What if we get discovered?"
"No way. With her level of greed, she will definitely take the bait."
Lieu Nha was silent for a few seconds.
"Okay, I'll help. But Nhu Yen... are you sure it's worth it? After all, we're family."
“When she took 3,000,000 yuan from me… did she think we were family?”
"...You're right. This kind of person needs to be taught a lesson."
The next day, I took Lieu Nha to the place where my mother-in-law used to play cards. A small card room in a residential area, every afternoon, many ladies gather. As soon as we walked in, my mother-in-law was sitting and playing mahjong. Seeing me, she stopped.
"Nhu Yen? What are you doing here?"
“Mom, I came to introduce someone to you.”
I pulled Lieu Nha back and smiled:
“This is my cousin — Lieu Nha, the person I talked about yesterday.”
Lieu Nha wears a high-class business suit, an Hermes silk scarf around her neck, and a Cartier watch on her hand, with the standard "money is crushing" aura.
“Hello, my name is Lieu Nha.”
She raised her hand, smiling just enough, delicate yet sharp. The mother-in-law slightly awkwardly shook hands again:
“Hello baby, hello baby…”
“Mom, Nha is the investor I mentioned.”
Her eyes immediately lit up.
"Ah! Is it you!"
"Yes." Lieu Nha nodded, "Nhu Yen said you have some spare money and want to find investment opportunities?"
“This is… still thinking about it.” she replied, her voice a little guilty.
Lieu Nha smiled lightly:
"The thinking is right. Investment needs to be cautious. But... opportunities wait for no one. Our company will close this capital call next week."
“What company?” a lady next to me asked curiously.
“A new energy technology company, about to list in the US.”
Lieu Nha took out her phone and showed everyone the "company documents". It's essentially a document we prepared in advance, but it looks extremely professional.
“Oh my god, is it so good?” one woman exclaimed.
The air in the card room immediately heated up. The mother-in-law's eyes... began to change. No more vigilance. But... greed is gradually flaring up, like fire in the wind.
“How are the profits?”
The ladies immediately gathered around. Lieu Nha was not in a hurry, but slowly explained:
"Currently the profit rate is about 120% a year. That means investing 1,000,000 yuan, after one year can earn 2,200,000 yuan."
“That high?” The mother-in-law's eyes almost glowed.
"Of course there are risks. But with the company's current development situation, the risks are very low."
“So how much should you invest at least?”
"The starting threshold is 500,000 yuan, with no ceiling. I myself have invested 8,000,000 yuan."
Lieu Nha said as she held out her phone to show everyone her "investment history". It's actually just a photo taken from a financial app, but the ladies here can't tell the difference.
“8,000,000 yuan?!”
“Oh my god, how much money have you earned!”
The whole crowd was in an uproar. My mother-in-law's eyes began to lose control:
“So… if you invest 3,000,000 yuan, how much will you earn a year?”
“3,000,000 yuan…”
Lieu Nha pretended to calculate:
"About 3,600,000 yuan in profit. Including capital, one year later it's 6,600,000 yuan."
Her breathing immediately accelerated. 3,000,000 yuan… turned into 6,600,000 yuan. Compared to buying a house and car for my daughter... the profit is several times higher.
“But miss, this investment has conditions.”
“What conditions?” she asked urgently.
"The owner must sign the contract, and need to provide documents to verify identity. Our company checks very strictly."
“That's not a problem.”
“In addition, the investment money must be your own legal income, not borrowed money or unclear sources.”
The mother-in-law's face changed slightly.
“Why is there such a request?”
"Because the company is preparing to list in the US. That side checks the source of money extremely strictly. If a problem is found, not only will the capital be refunded, but legal liability may also arise."
“Liability?”
"That's right. Financial fraud in the US is a very serious crime. So we have to make sure each investment is 'clean'."
Her face became more and more unsightly.
“Are you… are you sure there's no problem with your money?” Lieu Nha asked as if unintentionally.
“Of course not!” She spoke loudly, but her voice clearly showed her guilt.
"That's good. But I still have to remind you that when signing the contract, you need to provide proof of the source of money. For example, salary slips, bonuses, inheritance documents..."
This time she really panicked. Where did she get proof? That 3,000,000 yuan was originally stolen money.
“This… let me go back and think more.”
"Of course. But you should decide soon. We have limited numbers, there are already many people lining up."
At that moment, Lieu Nha's phone rang.
"Hello? General Manager Wang?... what, someone wants to invest 5,000,000 yuan?... okay, I'll come over now."
Hanging up, Lieu Nha looked awkward:
"Sorry, I have to go first. The company has a big customer."
"Wait!" Mother-in-law quickly called back, "Please tell me how to contact..."
"Nhu Yen has my WeChat. After thinking about it, tell her to contact me. But we really have to be quick, I guess this funding round only has three days left."
Having finished speaking, Lieu Nha left decisively. Leaving a group of people talking endlessly.
“Sister Zhao, do you really have 3,000,000 yuan?”
“This investment sounds delicious.”
“One year's profit is 3,600,000 yuan, much better than buying a house.”
The mother-in-law sat there, her face constantly changing. I looked but just laughed coldly. The fish… took the bait.
“Mom, how do you feel about Nha's project?” I pretended to care.
“This… still needs more thinking.”
"That's true, after all it's a big amount of money. But if you want to invest, you should decide quickly. Her company is very famous, if you miss it, your opportunity will be over."
She nodded, but was clearly confused. On the way home, I deliberately asked:
“Mom, are you worried about proving the source of money?”
"Huh? No, why do you ask?"
"I saw that mom's face wasn't very good just now. Actually, this is simple. If it's the money Hao Nhien gave, he just needs him to write a confirmation and it's done."
She was silent. Because she knew... Lam Hao Nhien was completely unaware of these 3,000,000 yuan. If he asked him to write a note now, it would be like admitting that he had stolen the money.
“What are you worried about, Mom?” I pretended to be naive.
“Nothing, I just think investing is risky.”
"It's true that there are risks, but the profits are also high. Moreover, Ms. Nha's company is very formal, there will be no problems."
“Let me think some more.”
That night, when Lam Hao Nhien came home, I pretended to accidentally mention this.
“Hao Nhien, do you know that mom is planning to invest recently?”
"Invest? Invest in what?"
"A project my cousin introduced, the profit is quite high. But it requires 3,000,000 yuan of capital."
“3,000,000 yuan?” he was startled, "Mom, where did you get 3,000,000 yuan?"
“She said you gave it to me.”
“You give it?” Lam Hao Nhien was even more surprised, "When did you send it?"
“You really didn't give it?” I pretended to be surprised, "So where did you get 3,000,000 yuan?"
He stood there stunned for a long moment.
“I… I don't know either.”
“Or should I ask?”
“Yes, I'll ask tomorrow.”
Looking at his confused expression, I almost burst out laughing. Tomorrow… will be interesting.