Mother-in-law Took My 3 Million Yuan, I Made Her Pay It Back Double
5 min read

Chapter 4

Chapter 4 — Mother-in-law Took My 3 Million Yuan, I Made Her Pay It Back Double

Updated 10/08/2026 5 min read

The next morning, Lam Hao Nhien indeed called his mother. I hid in the bedroom, listening quietly.

“Mom, Nhu Yen said you have 3,000,000 yuan to invest?”

“This… son… there is a chance…”

"I asked about money. Where did you get 3,000,000 yuan?"

The other side was silent for a long time.

“Didn't… you give it to mom?”

"When did I give it to you? Mom, are you wrong?"

“This… this…”

“Mom, where did that money come from?”

“Son, this is a long story… I… I do it for your good…”

"Because it's good for us? What?"

"It's... Nhu Yen voluntarily gave it to her mother, saying it was filial."

The other end of the line was silent.

“Are you sure Nhu Yen voluntarily gave it?”

"Of course he gave it himself! When have you ever lied to me?"

“Let me ask Nhu Yen again.”

Hanging up, Lam Hao Nhien immediately returned to the room.

“Nhu Yen, did you really give my mother 3,000,000 yuan?”

I smiled bitterly, pretending to feel sorry for myself:

"Give what? It's your money, why do you call it giving?"

“What do you mean?”

"Your mother took advantage of me when I wasn't paying attention and used my phone to transfer all 3,000,000 yuan from my account."

"What?" he rolled his eyes, “Are you sure?”

“If you don't believe me, then see.”

I gave him the phone.

"This is the transfer time, this is the phone usage history. At that time I was going to the doctor with your mother, the phone was in her hand."

Lam Hao Nhien stared at the screen, his face gradually becoming unsightly.

“So… why did you do that?”

"My sister is getting married, my mother wants to buy a house and a car for her as a dowry."

"Tu Tu is getting married? Why don't you know?"

"My mother said she wanted to make it a surprise, so she didn't let me tell."

Lam Hao Nhien sat down on the bed, holding his head with both hands.

“This… how is this possible…”

"Hao Nhien, I know it's hard for you to accept. But it's the truth."

I sat down next to him, gently patted his shoulder, "You've been looking at houses these past few days, preparing to buy them for Tu Tu."

"But... why did you secretly take my money? Can't you just say it directly?"

"Maybe I'm afraid we won't agree. After all, 3,000,000 yuan is not a little."

“So what now?”

“I don't know either.” I sighed softly, "The money has already been transferred, but she insisted that I give it myself."

Lam Hao Nhien stood up and walked back and forth in the room.

“No, I have to ask.”

“What are you going to ask?”

"Ask directly! Ask how you got that 3,000,000 yuan!"

"Hao Nhien, please calm down. Being impatient now won't solve anything. We have to think of a way to get the money back."

"How to get it? She already assumed that you gave it yourself."

“I have a way.”

I paused slightly, as if thinking.

“My cousin's investment project… is actually fake.”

"Fake?" he rolled his eyes.

"Yes. My sister and I set it up to test her."

“Try what?”

"Let's see if you dare admit that the source of money is not clean." I looked at him, my voice was slow, "Think about it, if I really gave it myself, why doesn't she dare to invest?"

Lam Hao Nhien was stunned, then seemed to understand.

“You mean… using this trap to force her to reveal the story of taking money?”

“Yes. And I have the next step.”

I told all the plans. He was silent for a long time.

"Nhu Yen... is that too much? After all, she is my mother..."

I laughed, but tears fell.

“When you took 3,000,000 yuan from me, did you think I was family?”

"I know... she's wrong. But..."

"But what? Because she's my mother, does she have the right to take your money?"

“It's not…”

“So whose side are you on?”

Seeing me cry, he panic.

"Nhu Yen, don't cry. Of course I'm on your side."

“Then support me.”

“But… what if you really invest money?”

"No." I wiped my tears, my voice calmed down, "With your level of guilt, you don't dare. And if you dare... the money is still with my cousin, we can get it back."

Lam Hao Nhien thought for a moment.

“…Okay, I listen to you.”

"Really?"

"Yes. But Nhu Yen... when it's over, stop, okay? After all, we're still family, it's not good to work too hard."

I looked at him, the corners of my lips curled slightly. One person? Unfortunately... there are people who, from the beginning, do not consider themselves family members.

"Of course. I just want my money back, nothing else."

With Lam Hao Nhien's support, my plan went much more smoothly. That afternoon, I called my mother-in-law:

“Mom, what are you thinking?”

“This… I'm still considering it.”

"Mom, I'll be honest. This afternoon, Ms. Nha will close the capital call. If you want to invest, you must decide today."

“Is it so urgent?”

"Yes. The slots are almost full, there's only one slot left for 3,000,000 yuan. Initially I kept it for someone else, but they suddenly withdrew it so Ms. Nha asked me."

“So… what procedures do I need to do?”

"It's very simple, bring your ID, bank card and proof of source of funds, go to the company to sign the contract and you're done."

“Prove the source of money…” her voice dropped.

"Mom, are you worried? If it's money Hao Nhien gave, just ask him to write a confirmation."

“This… let me think more.”

"Yes, I'll call you after thinking about it. But you really have to be quick, after today your chance will be over."

Hanging up the phone, I texted Lieu Nha: 【Preparing to collect the net.】 She immediately replied: 【OK, I'll wait at the company.】 In the evening, Lam Hao Nhien and I sat and waited. At exactly nine o'clock, my mother-in-law's phone call came.

“Nhu Yen, that investment... I'm not involved anymore.”

"What's wrong, Mom? It's a good opportunity."

“Um… I think the risk is a bit high.”

“Do you have to worry about proving the source of money?”

“No no, I just think investing is risky.”

"That's fine. But unfortunately, Ms. Nha just gave the last slot to someone else."

“Yeah… that's it.”

Her voice was clearly relieved. Hanging up, Lam Hao Nhien and I looked at each other.

"See? She's guilty."

He nodded:

“If I really gave you the money, you have no reason to be afraid.”

“Now comes the next step.”

“Let her release the money herself.”

✓

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