After My Mother-in-law Bought Me a 3 Million Yuan Death Insurance Package
4 min read

Chapter 13

Chapter 13 — After My Mother-in-law Bought Me a 3 Million Yuan Death Insurance Package

Updated 10/08/2026 4 min read

"He asked his lawyer to convey the message, saying he wanted to ask you to write a letter dismissing the complaint."

“I know you refused once.”

“I came today because I wanted to talk face to face.”

She took out a stack of papers from her pocket and placed them on the stone table in the middle of the yard.

“This is the land use right certificate of the Tran family's old house.”

“My younger brother… no, your ex-husband said he wanted to transfer his name to you, I also agreed.”

“In addition, I will personally compensate you with an additional 200,000 yuan in cash.”

“Or whatever price you want, we can negotiate.”

200,000 yuan. Plus a piece of land.

“No negotiation.”

Tran Lan Phuong's face changed.

“Tham Tu Lan, I respected you so I came to talk nicely.”

“You are just someone who opens a small homestay, how much money do you make a year?”

“200,000 yuan is not a lot.”

“Your brother and your mother want to take my life.”

“That 3,000,000 yuan is just a number on paper.”

“They even chained a Qing wolf dog on the mountain, preparing to let me die on the mountain road if the insurance scam fails.”

“Do you know about this?”

Tran Lan Phuong's expression stiffened for a moment. But very quickly it was restored to its original state.

“I don't know those details.”

“I just know my mother and my younger brother did wrong.”

“They want to compensate you.”

"Everyone is not a saint, everyone doesn't make mistakes."

People are not saints, they don't make mistakes. She used that sentence to talk about an intentional murder.

“Tran Lan Phuong, please go home.”

“I will not write a letter of dismissal.”

“Don't say that with such certainty.”

She took another step forward, lowering her voice.

“Do you think that once my brother goes to jail, everything is over?”

“My husband does business in the district and knows many people.”

“I'm just someone who opened a homestay in the countryside.”

“Consider yourself how much bravery you have.”

Liu Tieu Yen rushed out from the kitchen.

“What did you say?”

“Are you threatening her?”

“Your family member broke the law and still came to threaten the victim?”

“Do you believe I should call the police right now?”

Tran Lan Phuong glanced at Tieu Yen.

“Who are you?”

“It has nothing to do with you, stop meddling.”

"I'm her best friend! It's related!"

"Go home and tell your younger brother, if you have the guts, don't break the law!"

"If you break the law, don't be a coward!"

“You think I'm scared?”

Tieu Yen's momentum made Tran Lan Phuong pause for two seconds. Immediately after that she laughed coldly.

“Today it seems like I came in vain.”

“Tham Tu Lan, remember today's words carefully.”

“Don't let yourself regret it later.”

She took the paper back, picked up her bag and turned to leave. After the car left, Luu Tieu Yen was still standing in the middle of the yard cursing incessantly.

“What kind of person doesn't know!”

“My younger brother almost killed someone and still came to bargain!”

“I thought I was going to the market to buy vegetables?”

I sat on a bench, looking at the dust left by the car. Tran Lan Phuong is not here to negotiate. It's about coming to probe to see how deep my boundaries are. 200,000 yuan can't move me. So what will her next step be? I took out my phone and texted Trieu Loi:

"Today Tran Dai Quan's sister, Tran Lan Phuong, came. Using the letter of dismissal to pressure and threaten. She has left."

Trieu Loi answered very quickly:

"Be safe. I'll get to know this person."

I put my phone away and went back to the kitchen to clean up. The large cast iron pan was washed and then placed back on the stove. Flames licked around bottom of the pot. The remaining drops of water made a hissing sound and evaporated. Threats are fine. Bribing is fine. It's all too late. From the moment her ex-mother-in-law filled in her name in the "beneficiary" section of the insurance contract... The Tran family's path to retreat was blocked by her own hand. The next morning, Trieu Loi called me.

“Miss Tham, it's been investigated.”

"Tran Lan Phuong's husband's name is Phuong Vinh Cuong, he opened a construction materials store in the district."

“This person has no special relationship.”

“But he has a cousin who works as a district court clerk.”

My hand stopped.

“What do you mean…”

“For now it's just an informational announcement.”

“It doesn't mean it will definitely affect the case.”

“The authority to try this case belongs to the city prosecutor.”

“A district court clerk does not have the power to influence the sentence.”

“But if Tran Lan Phuong takes advantage of that relationship to spy on the progress of the case or intervene irregularly…”

“That's another matter.”

“What do I need to do?”

“You don't need to do anything.”

“I will report this situation to the prosecutor's office.”

“You just keep living your life.”

Continue living your life. From beginning to end, everyone told me to "live normally". It's like my life has never been broken by anyone.

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