After My Mother-in-law Bought Me a 3 Million Yuan Death Insurance Package
4 min read

Chapter 9

Chapter 9 — After My Mother-in-law Bought Me a 3 Million Yuan Death Insurance Package

Updated 10/08/2026 4 min read

Next were the young wives at the next table. Everyone stopped chopsticks. Then more and more people turned their heads to look at me. The laughter in the yard sounded like someone was choking my throat. Finally silence. The last person to turn around was Vuong Thuy Hoa. The moment she saw me, the smile on her face stiffened. But it only lasted a second, and it quickly changed to a familiar noble and superior expression.

"Oh my, Tham Tu Lan? Who sent you here? I don't remember sending you an invitation."

Tran Dai Quan also stood up and frowned at me.

"What are you doing here? What's happening here has nothing to do with you, go away quickly."

Dozens of eyes in the yard all turned towards me. There are people waiting to see a good game. Some people bowed their heads shyly. Luu Tieu Yen stood behind me. I felt her shaking. But I didn't look at anyone. I went straight to Vuong Thuy Hoa's desk. Then took out the brown envelope from the cloth bag. Right in front of all the villagers, I pulled out the paper inside. I slammed it down on the eight immortals table. The cups and saucers on the table rattled.

“Vuong Thuy Hoa, this is a notice of establishment of a joint fraud investigation by Vinh An insurance company and district police.”

“There are four suspects.”

“She's at the top of the list.”

Vuong Thuy Hoa's face instantly turned pale. Vuong Thuy Hoa reached out to grab the paper. But I'm one step faster than her. I held the paper firmly to the table.

“Crime of insurance fraud. 3,000,000 yuan.”

“Falsifying medical records.”

“Forged my signature.”

“Fake a certificate diagnosing me with liver cancer.”

“It's not money to relieve anything.”

“It's the money in exchange for my life.”

“My death… is worth 3,000,000 yuan in your eyes.”

The whole yard was silent. There was only the sound of the wind blowing through the fluttering red banner. Outside the gate, the sound of a car engine was heard. Not one. But several at the same time. The sound of a car door opening. Footstep. Then a man's voice rang out:

“Who is Vuong Thuy Hoa?”

Trieu Loi took the lead. Behind him were two uniformed police officers and a middle-aged man in plain clothes. The chopsticks in Vuong Thuy Hoa's hands fell to the ground. Tran Dai Quan jumped up so hard that the chair fell back, making a deafening "bang" sound. I stood in place, not moving at all. Look at Vuong Thuy Hoa's face from white to gray. Look at Tran Dai Quan's legs shaking. Looking at everyone around them with their mouths open and dumbfounded. Trieu Loi walked to the front of the table, picked up the sentencing notice, and opened it towards everyone.

“I am Trieu Loi, in the compensation investigation department of Vinh An insurance company.”

“This is police officer Ly from the district police economic investigation team.”

“Today we are here to summon suspects involved in the insurance fraud case in accordance with the law.”

He turned to Vuong Thuy Hoa.

"Ms. Vuong Thuy Hoa, you are suspected of colluding with others to falsify medical records, forge the insured's signature, and use fake compensation records to appropriate insurance worth 3,000,000 yuan."

“Now please follow us.”

Vuong Thuy Hoa's whole body seemed to have been stripped of all its bones. She was limp in her chair.

“No… it wasn't… it wasn't me…”

“It's Nhi Ho…”

“It was Nhi Ho who told me to do it…”

“I don't know anything…”

Two policemen step forward.

“Vuong Thuy Hoa, you have the right to remain silent.”

"Tran Dai Quan, you too. Please come with us."

Tran Dai Quan was like a mouse cornered in a dead end. He glanced around and then suddenly turned around and ran away. But before he could run three steps, another policeman standing at the gate grabbed him by the collar and pulled him back.

"Running for what? Confused?"

When he was pinned to the ground, he let out an extremely shrill scream. This time, the plate in Aunt Truong's hand actually fell. Chong once. Broken pieces of porcelain covered the ground. Village Chief Mr. Chu still held the wine glass in mid-air, his mouth opened and could not be closed. Behind me, Luu Tieu Yen's voice was choked.

“Deserve it!”

“It was worth it a long time ago!”

“You guys are really animals!”

"If Tu Lan's life can be exchanged for money, are you still human?!"

I don't cry. Just stood still and watched Vuong Thuy Hoa being pulled out of her chair. Her embroidered shoes dragged on the ground in two long streaks. As she passed me, she suddenly raised her head. There was both hatred and fear in his eyes.

“Tham Tu Lan… you… why are you…”

She couldn't even say a complete sentence. I bowed my head to look at her.

“Vuong Thuy Hoa, when you bought me insurance, did you ever think that I also had arms, legs, and a mind?”

“Do you think I'm dead?”

She was led away. In the yard, there were only tables full of food still steaming hot... along with a bunch of people who were as speechless as clams. After the police car left, no one moved for a long time. Food gets cold. No one holds chopsticks anymore. Village Chief Elder Chu was the first to stand up.

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