Chapter 11
Chapter 11 — Married 8 days, I bought a house in my own name
“Thieu Hoa…”
“I just asked my mother.”
“My mother said that my father has recently had some problems with capital turnover…”
“That wedding house…”
I asked directly.
“Has he mortgaged it yet?”
The other end of the line was silent.
“Chi Vien?”
“I don't know…”
His voice was filled with genuine confusion.
“I really don't know.”
“I thought it was our wedding house.”
“I thought…”
I interrupted softly.
“I'll go investigate and then tell you.”
It took Tran Chi Vien exactly one day to investigate everything. When he came to the apartment to find me, his face was extremely unsightly. As soon as he sat down, he told everything he had found out. That wedding house, in the name of Hua Dai Thanh, was used as collateral for a folk lending company the week the house purchase contract was signed. The loan is 900,000 yuan. Term one year.
“900,000 yuan…”
I repeated softly.
“Almost equal to 880,000 yuan at my house.”
“I don't know about this.”
He looked at me, his voice hoarse.
“I swear, I really don't know.”
I looked at him for a long time. I believe him. But now, believe it or not is no longer the most important thing.
“Chi Vien.”
I said slowly.
“If your father uses the wedding house as collateral to borrow money…”
"If you can't pay back in the future, that house..."
“It will be tight.”
He bowed his head, his voice almost completely gone.
“I asked a friend who understands this.”
“If you really can't pay…”
“House ownership will…”
He didn't finish. But we both understand. I sat quietly for a few seconds then softly said:
“So that wedding house…”
“It was never prepared for us to live in the first place.”
“He needs that 880,000 yuan because he still lacks that much to fill the financial hole.”
I looked at Tran Chi Vien.
“But at the same time, he also needed that house to mortgage.”
“He did these two things at the same time.”
"Chi Vien, the person my father is planning on... is not just me."
“You're in there too.”
His hands were clasped on his knees, his knuckles white.
“I never knew he did these things.”
His voice was hoarse.
“Thieu Hoa, I'm sorry to you.”
“But I really didn't mean it.”
I replied softly.
“So now…”
He raised his head to look at me, his eyes filled with genuine confusion.
“What should we do?”
I told him everything Ninh Giai said that afternoon and Tran Quoc Dong's story. After listening, he was silent for a long time. Then slowly say:
"My younger brother once heard his mother mention Tran Quoc Dong."
“Say he was your father's partner.”
“But those two… don't get along.”
“Both partners and incompatible?”
Tran Chi Vien nodded.
“It seems like your father was initially dragged into cooperation by him.”
“At first it seemed like a win-win.”
“Later I discovered it wasn't that simple.”
“But I don't know the details.”
“My father never told me business stories.”
“Chi Vien.”
I looked at him.
“I'll tell you my current thoughts frankly.”
He raised his head.
“I won't clean up this mess for your father.”
“That 880,000 yuan will absolutely not flow into that bottomless pit.”
“This will not change.”
“I know.”
He replied in a low voice.
“I don't want you to be dragged down either.”
I continue.
“About our marriage…”
“I haven't made a final decision yet together."
“But I need you to do something.”
“I'm going to have a serious talk with my dad for once.”
“Turn everything over.”
“The story of the wedding house being mortgaged.”
“Financial shortfall.”
“His plan.”
“You must know.”
“You should know too.”
He nodded: I looked at him for a long time.
“No matter where your father's story goes in the future…”
“The problems between us are still our own problems.”
“Don't mix those two things.”
“Your father's debt is his.”
“Your choice is yours.”
“I distinguish very clearly.”
He looked at me silently for a moment then smiled bitterly:
“Thieu Hoa…”
“In this matter, I am much more alert than you.”
“Because my money is still there.”
I calmly replied.
“As for yours… half has been pulled in already.”
He laughed bitterly.